Thursday, August 6, 2009

How can i start a debit card?

i%26#039;m really considering getting a debit card. probably from my bank. i guess it would be like checks but without the paper. i would mostly use it for online purchasing. my highest priority would be a new computer. i doubt my dad would let me use his credit card or use my moms since he pays for it all. i would even offer to pay them back if they did. i already have a savings and i would prefer not to take out all the needed money for a new computer. my brother was able to open a debit card and he%26#039;s 17. i%26#039;m 22 so i dont see where i would have a problem with signing papers or anything. how would i go about doing this? what do i need to ask the bank? i deal with huntington banks if anyone wants to know.



How can i start a debit card?credit card debt





Just go into the bank and tell the greeter you need a debit card they will set you up with the right person.You will need a picture ID and proof of your address ,such as a bill in your name or a piece of mail addressed to you.You may need to open a checking account-The card comes as part of the account.You will also get the checks unless you specify you don%26#039;t want them.The card only allows you to spend what is in the checking account.You may be able to get one that is directly attached to your savings account and not open a checking account.It depends on your bank.They are not like credit cards.They only allow you to spend money you already have in the account.It may be easier just to withdraw the money from savings and buy the new computer.



How can i start a debit card? loan



I don%26#039;t know what you think a debit card is, but it is a card tied to your account. When you make a purchase on a debit card, the entire amount is deducted from your account as soon as the transaction clears. If you have that much in your account, just withdraw it and use it to pay for the computer.



If you are 22, you need to really start learning about finances. Your question implies that you have very little knowledge about the most basic banking transactions.|||Since you are old enough, there shouldn%26#039;t be an issue getting a debit card from your bank. It%26#039;s pretty much as easy as walking into a branch. You may even be able to request it online.



What%26#039;s nice about them is that they can be used like a credit card which is faster and more convenient than cash and checks.



However, you can get in real trouble if you use it for everything and don%26#039;t keep track of your balance.

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